Transforming Fintech Experience

Bringing Innovation to build high impact products

Introduction

The Fintech Industry in the past couple of years has undergone transformation because of a huge influx of digital innovation, technical modernization, automation, personalized services and demanding customer experience.

As a result, our partners in the financial tech industry require solutions that increase efficiency, broaden market size as well as innovate to ensure financial inclusion for all.

Mind IT^® offers custom Fintech Software Development Solutions that help our clients leverage the latest technology to get ahead of the competition and deliver as per their product roadmaps. Our team of developers have technical expertise as well as fintech experience to deliver mobile and web solutions ranging from Insurance and mutual funds specific integrations, Third-party payment gateways and Banks, TReD platforms and Home loans and credit products.

Lets Discuss Your Requirement

* We're committed to your privacy. We would use this information to contact you and will not share with other party

Services

Here’s what we can do for you within Fintech domain

Staff Augmentation

Mind IT has a proven track record of successfully providing/supplementing remote development with startups as well as fortune 500’s. Our teams have hugely contributed to efficiency, turnaround speed and upskill requirements and saved multi-million dollars for many of our clients.

Product Dev

With Mind IT you can leverage a distributed global engineering team for accelerated innovation while reducing time to market. Working on Agile, our Centre of Excellence for Product Engineering provides reduced Total Cost of Ownership (TCO). We specialize in rapid product development ensuring best practices, processes adherence and strict quality standards.

UI & UX Design

Our expert designers can design apps for you for high usability and great appeal. You can talk to our experts who follow the best UI/UX design principles. Bringing insights into application design to ensure huge benefits in adoption and behavioural habit building for customer retention.

Web & Mobile Dev

We are a process-oriented organisation focusing on web & mobile app development ensuring the highest quality of apps for you. From the start, we maintain uncompromising quality control so that the project can thrive in the long term. Be it native, hybrid, or Web Apps, we dig deep into our knowledge & extensive experience to build products that your customers will love.

Where we can help

We create software tools for these areas within Fintech domain

Personal Finance

Modernizing bills management & tracking personal / credit accounts with greater ease of use to manage finances

Banking

Enabling Digital Banking for traditional banks & building products for Neo-banks for payments & billing

Lending

Building lending marketplaces, micro-lending platforms, financing & alternative underwriting platforms

Insuretech

Online Insurance buying for unexploited markets in Tier 2 & Tier 3 cities along with data analytics for (re)insurers

Investment management

Bringing investment options like mutual funds directly to end customer thus enabling wealth management

Mortgage & Real Estate

Mortgage, home loans automation, digitization of real estate contracting & supporting info to meet customer needs

Regtech

Increasing identity authentication, risk management & regulatory compliance over the web & mobile platforms

Capital Markets

Enabling users to trade in debts & securities through a platform integrated with other Investment Mechanisms

Some of our Premier Clients

Here’s a glimpse of what our teams have been doing in this space

Niyo: MFs & Bank Integrations

Personal Finance | Banking | Investment | Regtech

Niyo is one of India’s fastest-growing Series-B funded Fintech company with a vision of making banking simple, smart, and transparent for everyone.

It caters to the needs of almost two million customers across salaried employees, blue-collared sectors and to Indians that travel around the world. Niyo develops products to help users spend smartly and safely overseas, pay bills, transfer funds, make online purchases, access ATMs anywhere in the world, track their spending habits, and so much more – all supported with a seamless digital platform.

Pine Labs: Bank & Card integrations

Personal Finance

Pine Labs is a mega round ($100 Million funding round) fintech company with a vision to provide smart tech-based payment solutions to every merchant.

Currently serving over 1.5 lakh merchants with 3.5 lakh PoS terminals, Pine Labs has a TPV (Total Payment Volume) ~ $30 Billion. As of Jan 2021, Pine labs is a $2bn unicorn and aiming for TPV (Total Payment Volume) of $50bn by end of the year and is currently the third most valuable Indian fintech company. Platform as a service solution empowers merchants with solutions for payments, risk assessment, multi-channel analytics, lending & insurance, brand offers, cashbacks, integrated billing and more. Pine Labs currently provides over 21 services to hundreds of brands and is on its way to create a robust platform that meets every demand of the modern merchants.

UI/ UX| Lending | Regtech

M1xchange is a digital marketplace for selling of receivables to Banks/NBFCs set up after the approval of RBI in facilitation of discounting of invoices and bill exchanges on a Pan India level.

One of the first three companies in India to set up a TReD platform, M1xchange in year 2020 discounted invoices worth more than INR 10,000 Crore and has 35 banks as financing partners. A giant TReD platform helping MSME’s across India’s 352 cities.

India Shelter: Property Inspection & documentation

Mortgage | Real Estate | Regtech

India Shelter Finance Corporation Ltd (ISFC) provides credit to middle income households to acquire new housing or to extend and improve their current housing.

After helping 70000 families own, extend or improve their homes by disbursing over Rs. 2000+ Crores in loans, In Jan 2021, India Shelter got recognition as ‘Housing Finance Company Lending for Affordable Housing’ at The Inclusive Finance India Awards. In just a few years since launch, India Shelter has become a leading name in Loan Disbursement in the Fintech landscape and is one of the shining stars of Indian Fintech.

Personal Finance | Lending | Insuretech | Investment | Regtech

Dhani services is a consumer based business providing digital finance and healthcare services.

With a customer base that reached 20 Million as of Sept 2020, Dhani is one of the renowned names in fintech space. Dhani Services along with its parent group have a revenue of $3Bn. Services offered by the Fintech arm of Dhani include Dhani Wallet, Dhani Card, Dhani Credit Line and Dhani Stocks.

Ascendas: Debts & Fine management

Public Administration | Real Estate

The Fines Management System is a simple application with web and mobile interface that allow various authorities in Ireland to issue and manage fines for offenses like littering and environment. Authorized person from Ireland Local Authorities can use the Android Application to issue fine against an offender from anywhere, at any time. The intention is to make this process fairly simple and quick. Fines related to littering done by offender or their dog, polluting river or smoke pollution are handled by this app.

Client Testimonials

Our clients help and strengthen our mission every day by their positive affirmations

Financial Tech Company

With their teammates delivering value on the project, Mind IT Systems has impressed the client during the partnership. As a part of the overall effort, their work is monitored daily and has been satisfactory. The firm addresses requests promptly and communicates well.

Anonyms CTO

Software Development Company

While the project is still underway, Mind IT Systems has delivered excellent work so far. The client looks forward to continuing their ongoing partnership. Their developers have demonstrated high levels of competence. The team proactively provides the client with updates and communicates well.

Gerry Connolly Director

India Shelter Finance Corporation Limited

Taking the time to understand the client's requirements, Mind IT Systems has provided high-quality service throughout the engagement. They are skilled developers and there is little turnover on their team. They communicate with the client daily and navigate complications well in meeting deadlines.

Varun Guliani CTO