Lending

Case Study

TReDS factoring workflows extended to a secure mobile experience

Fintech | Supply chain finance | Invoicing workflows | Mobile app

Client Overview

M1Xchange is an RBI-approved TReDS platform that enables MSME suppliers to receive early payments against approved invoices through banks and NBFCs.

Project Overview

We redesigned key workflows on the web platform and developed the M1Xchange mobile app to bring core invoice discounting activities—document upload, approval, financing requests, and tracking—into a streamlined mobile experience.

Business Challenge

The platform was primarily desktop-based, resulting in delayed actions, slower approvals, and lower usage among on-the-go supplier and buyer representatives. The workflows required simplification and mobile-first accessibility to match real operational behavior.

Business Impact

Enabled users to manage invoice discounting beyond desktop-only access

Reduced turnaround time for invoice submission and approval

Improved adoption through clearer, simplified workflows

Increased platform accessibility across suppliers, buyers, and financiers

payments m1xchange

Solution Delivered

We redesigned UI workflows for clarity and efficiency across web and mobile, and developed the mobile app with:

  • Invoice upload and document submission
  • Buyer approval and financing request workflows
  • Status tracking and notifications
  • Role-based dashboards for suppliers, buyers & financiers

The mobile-first structure was designed for fast, focused interactions supporting real-time business decisions.

Value Delivered

  • Broader user reach beyond desktop-only usage
  • Faster approval cycles through mobile availability
  • Reduced onboarding and training effort via simplified flows
  • Consistent experience across suppliers, buyers & financiers

20,000+

40%

30%

99.9%

Tech Foundation

React Native

IOS

Android

REST APIs

SQLlite