Niyo X | Neo banking app

Mind IT Systems > Niyo X | Neo banking app


Project period

3 Years

Technology used

React JS, Node JS, Kafka, Mongo DB, Android, iOS integrations (Mutual Funds: Goalwise, Banking: IDFC, Yes Bank, DCB Bank | Technical: Google Firebase)

Team size

Total: 4 ( Design: 1, Development: 3)

Client Info

Go Niyo, India.

Business outcome

Providing a smart, secure, and transparent banking experience that puts the customer in control.

Niyo X | Neo banking app

Niyo is one of India’s largest and fastest-growing Fintech with a vision of making banking simple, smart, and transparent for everyone. It caters to the needs of over a million customers across blue-collared sectors and to Indians that travel around the world. Niyo develop products to help users spend smartly and safely overseas, pay bills, transfer funds, make online purchases, access ATMs anywhere in the world, track their spending habits, and so much more – all supported with seamless digital platform.


One of Niyo’s products is the global debit card which has the lowest foreign exchange rate, and a saving account loaded with awesome perks and features. Niyo prioritizes user-friendliness with a neo banking experience that puts you in control by offering: Industry best Interest Rate on Savings Accounts. Zero Commissions on Mutual Funds’ Investments.


There are various kinds of payment methods like bank transfers, UPI transfer, Scan n Pay, Recharge and bill payments etc for users.