Custom Solutions


October 2020 - January 2021

Technology used

Mobile - Kotlin

Backend - APIs integration

Team size

1 Member

Client Info

PineLabs / Bajaj Finserv, India. Doamin: Personal Finance


Payment Gateway

Business outcome

To integrate PineLabs POS machine with banks to be used by Bajaj Finserv

Pine Labs: Bank & Card Integrations

Pine Labs is a mega round ($100 Million funding round) fintech company with a vision to provide smart tech-based payment solutions to every merchant. Currently serving over 1.5 lakh merchants with 3.5 lakh PoS terminals, Pine Labs has a TPV (Total Payment Volume) ~ $30 Billion. As of Jan 2021, Pine labs is a $2bn unicorn and aiming for TPV (Total Payment Volume) of $50bn by end of the year and is currently the third most valuable Indian fintech company.


We have been part of the API integration team for the app used to process and receive the payments against loans by credit/debit cards and dynamic QR code. This application works on Pinelab POS machines which will be deployed at Bajaj Finserv outlets to accept and process the payments against loan account numbers using credit/debit cards and dynamic QR code generated by the application. All the server-client communication is encrypted using AES/CBC/PKCS5Padding algorithm.


The application fetches remote data, decrypts the response and then communicates with Pinelab Payments app through IPC and processes the payment.