
Tokenization in Fintech: The Future of Digital Assets
While AI has attracted a lot of attention, and rightly so, there is a silent revolution happening in the global economy. Tokenization is no longer just a buzzword in crypto; it has quietly entered major financial systems.
BlackRock. JPMorgan. Citi. BNY Mellon. These guys aren’t just writing whitepapers or running cute little pilots anymore. They’re building the actual plumbing for a new kind of financial system. A system where everything of value—from a skyscraper in Manhattan to a rare piece of art to a portfolio of private credit—can be a liquid, tradable digital asset.
It’s about taking the friction out of the global economy. Think about it – for decades, the most valuable assets have been the hardest to trade. Liquidation resistant. Slow. Stuck in paperwork.
Tokenization fixes that. It’s the upgrade financial infrastructure has been screaming for.
But nobody is asking for ‘tokenization’. I read a great line in Yahoo Finance that nailed it: customers want faster settlement, better collateral, and cleaner liquidity. That’s it. Tokenization is just the how.
And the ‘how’ is a massive infrastructure challenge. It’s not as simple as minting a token. You need custody, clearing, compliance, security, basically the whole nine yards.
At Mind IT Systems, we’ve been building secure, scalable systems for banks and fintechs. Have done tokenization-based systems earlier as well. But the change we are seeing is increasing adoption, like fractional real estate applications, and so much more in Fintech.
This is not a trend, but a move from world of siloed, manual finance to one that’s connected, automated, and instant.
What do you think is the biggest hurdle to making everything a token? Is it regulation, technology, or just old habits dying hard?
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About the Author

Shailendra Gupta
(Co-Founder and CEO of Mind IT Systems)
Shailendra is Co-Founder and CEO of Mind IT Systems and is responsible for strategy and business relations.
With around two decades of experience in getting things done in marketing, sales, strategy, delivery, or technology, he has a successful track record of leading startups and mid-size companies and being a prime contributor to stakeholder management, growth, and value creation. A thought leader in the geo-social space, he is highly respected for realizing new paradigms in marketing, solutions, and approaches.