Transforming Fintech Experience

Bringing Innovation to build high impact products
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The Fintech Industry in the past couple of years has undergone transformation because of a huge influx of digital innovation, technical modernization, automation, personalized services and demanding customer experience.


As a result, our partners in the financial tech industry require solutions that increase efficiency, broaden market size as well as innovate to ensure financial inclusion for all.


Mind IT® offers custom Fintech Software Development Solutions that help our clients leverage the latest technology to get ahead of the competition and deliver as per their product roadmaps. Our team of developers have technical expertise as well as fintech experience to deliver mobile and web solutions ranging from Insurance and mutual funds specific integrations, Third-party payment gateways and Banks, TReD platforms and Home loans and credit products.

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    Here’s what we can do for you within Fintech domain

    Staff Augmentation

    Mind IT has a proven track record of successfully providing/supplementing remote development with startups as well as fortune 500’s. Our teams have hugely contributed to efficiency, turnaround speed and upskill requirements and saved multi-million dollars for many of our clients.

    Product Dev

    With Mind IT you can leverage a distributed global engineering team for accelerated innovation while reducing time to market. Working on Agile, our Centre of Excellence for Product Engineering provides reduced Total Cost of Ownership (TCO). We specialize in rapid product development ensuring best practices, processes adherence and strict quality standards.

    UI & UX Design

    Our expert designers can design apps for you for high usability and great appeal. You can talk to our experts who follow the best UI/UX design principles. Bringing insights into application design to ensure huge benefits in adoption and behavioural habit building for customer retention.

    Web & Mobile Dev

    We are a process-oriented organisation focusing on web & mobile app development ensuring the highest quality of apps for you. From the start, we maintain uncompromising quality control so that the project can thrive in the long term. Be it native, hybrid, or Web Apps, we dig deep into our knowledge & extensive experience to build products that your customers will love.

    Where we can help

    We create software tools for these areas within Fintech domain

    Personal Finance

    Modernizing bills management & tracking personal / credit accounts with greater ease of use to manage finances


    Enabling Digital Banking for traditional banks & building products for Neo-banks for payments & billing


    Building lending marketplaces, micro-lending platforms, financing & alternative underwriting platforms


    Online Insurance buying for unexploited markets in Tier 2 & Tier 3 cities along with data analytics for (re)insurers

    Investment management

    Bringing investment options like mutual funds directly to end customer thus enabling wealth management

    Mortgage & Real Estate

    Mortgage, home loans automation, digitization of real estate contracting & supporting info to meet customer needs


    Increasing identity authentication, risk management & regulatory compliance over the web & mobile platforms

    Capital Markets

    Enabling users to trade in debts & securities through a platform integrated with other Investment Mechanisms

    Some of our Premier Clients

    Here’s a glimpse of what our teams have been doing in this space

    Niyo: MFs & Bank Integrations

    Personal Finance | Banking | Investment | Regtech


    Niyo is one of India’s fastest-growing Series-B funded Fintech company with a vision of making banking simple, smart, and transparent for everyone.


    It caters to the needs of almost two million customers across salaried employees, blue-collared sectors and to Indians that travel around the world. Niyo develops products to help users spend smartly and safely overseas, pay bills, transfer funds, make online purchases, access ATMs anywhere in the world, track their spending habits, and so much more – all supported with a seamless digital platform.

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    fintech pinelabs

    Pine Labs: Bank & Card integrations

    Personal Finance


    Pine Labs is a mega round ($100 Million funding round) fintech company with a vision to provide smart tech-based payment solutions to every merchant.


    Currently serving over 1.5 lakh merchants with 3.5 lakh PoS terminals, Pine Labs has a TPV (Total Payment Volume) ~ $30 Billion. As of Jan 2021, Pine labs is a $2bn unicorn and aiming for TPV (Total Payment Volume) of $50bn by end of the year and is currently the third most valuable Indian fintech company. Platform as a service solution empowers merchants with solutions for payments, risk assessment, multi-channel analytics, lending & insurance, brand offers, cashbacks, integrated billing and more. Pine Labs currently provides over 21 services to hundreds of brands and is on its way to create a robust platform that meets every demand of the modern merchants.

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    M1xchange: TReDS platform

    UI/ UX| Lending | Regtech


    M1xchange is a digital marketplace for selling of receivables to Banks/NBFCs set up after the approval of RBI in facilitation of discounting of invoices and bill exchanges on a Pan India level.


    One of the first three companies in India to set up a TReD platform, M1xchange in year 2020 discounted invoices worth more than INR 10,000 Crore and has 35 banks as financing partners. A giant TReD platform helping MSME’s across India’s 352 cities.

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    fintech m1 xchange
    fintech india shelter

    India Shelter: Property Inspection & documentation

    Mortgage | Real Estate | Regtech


    India Shelter Finance Corporation Ltd (ISFC) provides credit to middle income households to acquire new housing or to extend and improve their current housing.


    After helping 70000 families own, extend or improve their homes by disbursing over Rs. 2000+ Crores in loans, In Jan 2021, India Shelter got recognition as ‘Housing Finance Company Lending for Affordable Housing’ at The Inclusive Finance India Awards. In just a few years since launch, India Shelter has become a leading name in Loan Disbursement in the Fintech landscape and is one of the shining stars of Indian Fintech.

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    Dhani: Credit Card, Insurance, Mutual Funds

    Personal Finance | Lending | Insuretech | Investment | Regtech


    Dhani services is a consumer based business providing digital finance and healthcare services.


    With a customer base that reached 20 Million as of Sept 2020, Dhani is one of the renowned names in fintech space. Dhani Services along with its parent group have a revenue of $3Bn. Services offered by the Fintech arm of Dhani include Dhani Wallet, Dhani Card, Dhani Credit Line and Dhani Stocks.

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    fintech dhani
    fintech Asandas fins

    Ascendas: Debts & Fine management

    Public Administration | Real Estate


    The Fines Management System is a simple application with web and mobile interface that allow various authorities in Ireland to issue and manage fines for offenses like littering and environment. Authorized person from Ireland Local Authorities can use the Android Application to issue fine against an offender from anywhere, at any time. The intention is to make this process fairly simple and quick. Fines related to littering done by offender or their dog, polluting river or smoke pollution are handled by this app.

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    Client Testimonials

    Our clients help and strengthen our mission every day by their positive affirmations

    Awards & Accolades

    Committed to your Success, Recognized by the Industry

    top software developers 2021
    global Award
    top software developer awards
    clutch top companies
    the manifest
    top software developers
    artificial intelligence solution providers

    Let’s do some innovation!